According to insurance company Allstate, Worcester County drivers are the worst in America. Specifically, they stated that, based on its records, Worcester County is the most dangerous driving city in the country! Let’s fact-check:
What Allstate’s Report Says
According to Allstate’s report, Worcester drivers are involved in some type of accident every 4.3 years. They also noted that Worcester drivers are 135% more likely to be involved in an accident than the national average.
From this information, it sounds compelling that Worcester drivers are indeed dangerous. While we will not dispute the actual facts in their report, it’s important to look a bit deeper.
What the Details Tell Us
The same report provides a bit more information that is important to highlight. It found that Worcester drivers are involved in many more accidents than other drivers but these accidents are significantly less severe than just about anywhere else. In other words, more drivers in Worcester County are involved in small fender benders, perhaps accidents relating to slippery streets in the winter months, for example, rather than accidents that end up totaling a vehicle.
Here’s a closer look at some additional statistics from that report to provide a better idea of the true level of risk here.
On a Per Mile Basis, Massachusetts has the lowest fatality rate in U.S.
Massachusetts has a fatality rate of .58 per 100 million miles driven. That means that about 2 people die after 200 miles are driven. That is the lowest ever recorded in the state and is the lowest out of all states.
Worcester isn’t Even the Most Dangerous County in Massachusetts
Moreover, Worcester County isn’t even the most dangerous county in the state! In 2014, there were 49 traffic fatalities in Worcester County. Every one of these is tragic, of course, but Plymouth County had 50 fatalities. To emphasize this further, realize that Worcester County has about 300,000 more people than Plymouth County (809,106 people vs. 501,915, as of 2013 figures). This information from the National Highway Traffic Safety Administration shows that Worcester County is not as dangerous as you may believe.
Why Do Safety Ratings Like This Matter?
It’s tempting to see these statistics as fun, but not important. However, these statistics matter. For example, some insurance companies charge consumers more if they live in areas where accident rates and vehicle fatalities are higher. This could mean that those residents of Worcester County are facing a higher price for the same amount and type of coverage
Additionally, higher risks like this also can play a role in claims you file with your insurance company or, in situations where you are involved in an accident, the insurer or driver of the other vehicle. You need to know just how much risk is present every time you head out onto the road.
Staying Safe while Driving in Worcester
Of course, drivers need to invest in their own safety. It pays to take every safety precaution possible when heading out onto the roads. This means ensuring your vehicle is in good condition and can operate safely. It also means ensuring you are able to operate that vehicle safely. It may be important to avoid going out when conditions are poor.
When it comes down to it, Worcester County is not the worst place for drivers. While the area may be home to the most instances of accidents, the accidents that occur here are far less fatal and costly. That should play a role in the labeling process for drivers in the area.
Questions about an Accident?
If you have questions about an accident or claim, we invite you to contact Worcester Attorney Peter Ventura for a free consultation.
Photo via flixr by Mike Mozart